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How it works

From commercial trucks to box vans to vehicle upfits, commercial & equipment leasing has been our speciality since day one

how leasing a commercial ev works%


Structure your lease/finance with our online calculator and review estimated payments.


Apply Online & Verify Financials. Secure Terms.


Complete Paperwork & Review Stipulations. Prepare for Funding.


Funding & Logistics. Physical Delivery.


Vehicle Registration. Delivery of License Plates.


Lease-End & Early Termination options. Next Vehicle Transition Addition/ Trade-in Analysis. Sub-Lease Assistance.

Auto Lease Calculator

Commercial Lease Calculator

01Company Information

02Fleet Information




03Lease Structure




Lease Estimate

Base Monthly Payment

Monthly Lease Tax

Total Monthly Payment

Net Cap Cost

Electricity Cost Per Year

Due at Signing

Down Payment / Trade In

First Payment

Acquisition Fee

Initial Due at Signing

Total Cost Per Mile

These are estimated monthly payments. These estimates are subject to change and contingent on lease approval, available interest rates, and other key factors. This calculator does not include state taxes or registration fees. Early termination fees may apply. Fees may be charged on closed end leases for excessive wear plus any overage of milage at a rate of $0.25 per mile. Leases do not include maintenance or insurance. Security deposits are not required. Complete terms will be included in your Credit Approval Lease payment excludes all state and local tax credits and incentives. *Due at signing amount includes your selected downpayment, first month's payment and acquisition fee.

commercial ev fleet management

Complete Management with FleetSuite

With over a decade of fleet management and fleet vehicle sales experience, Xcelerate understands how to balance the right technologies with the right services to ensure your fleet investment is well-protected and well-leveraged.

Charging Infrastructure
Fleet Vehicle Tracking
Fleet Insurance Programs
Fleet Strategy & Reporting
Compliance & Safety Training
Toll & Violation Management
License & Title Services
Fleet Vehicle Sales & Leasing
Fleet Vehicle Maintenance

Contact Us

Why lease?

01EV Experts

We are a team with over a decade of experience in the EV industry. Started with leasing the first Tesla’s in the country in 2012, combined with a team of former Tesla leaders from 2011. We have helped grow the EV space to what it is today.

02Stay Current with Technology

As technology in vehicles advance, we are beginning to see cars look more like devices. Similar to how providers treat phones, we give you the ability to get in an out of an EV as innovation continues to grow.

03Cost Effective

As interest rates begins to rise, leasing becomes a more attractive method of purchase than the traditional financing route. For businesses, we can help you structure your EV purchase, trade-in cycles, minimize your total cost of ownership, and maximize your write-off potential.

04Delivery Journey Partners

Being EV experts, we intimately know and understand the direct-to-consumer and enterprise delivery journey with Tesla, Ford, Rivian, VW, and all other EV manufacturers. We will guide you through what to expect, and get all questions answered to make your delivery experience seamless and enjoyable.

Commercial energy and charging.

Including charging infrastructure with your loan or lease is a great way to free up cashflow for other projects.

Whether you're adding a few wall connectors or an entire Level 3 solution, Xcelerate can install charging nationwide through our partner providers and finance all your charging needs within your line of credit.

XCare EV protection car

All About XCare - The Only EV Extended Warranty

We reinvented the Warranty industry, by designing the first and only Extended Warranty for Electric Vehicles, and created a claims process specially designed for the “direct-to-service” model (like Tesla Service) by walking backwards from the ideal customer experience.

XCare is Service Coverage you can count on, for any EV.

How it works in 4 easy steps:

1 - Enter your vehicle info here

2 - Select which type of coverage you would like to purchase

3 - Enter your contract details

4 - Purchase your coverage

Get a Quote

Frequently asked questions

Nope. If your goal is to come in with only your first payment out-of-pocket, that option is certainly available. Much like any other financial transaction, 100% advance is only offered to those who meet the necessary qualifications.

It depends on the type of lease you enter into. Some leases offer a simple interest payoff if you replace the lease with another lease. However, as a general rule of thumb, most leases will have pre-payment penalties. You should discuss this with your leasing specialist prior to committing to a new lease.

Absolutely. We understand that managing the length of your vehicle lease terms can be one of the best ways to meet your financial and personal transportation expectations. We offer lease terms as short as 24 months and can extend to as long as 60 months.

Nope. While our programs are most applicable (and flexible) to those with at least “good” credit, we understand there are sometimes unforeseen events that could affect your credit–events that don’t necessarily impact your ability to make lease payments on time. We suggest you not be deterred from applying, even if you have a few minor issues on your credit.

No. Only a family member or spouse can co-sign for an applicant.

It sure can, unless the rebate is stated as only available for vehicle purchases (financing), in which case it would not transfer over to a lease. If you’re not sure if the rebate offered by your vehicle’s manufacturer will carry over to your lease, just ask one of our lease specialists and we’ll find out for you.

Yes! We created XCare EV Protection for the community about 4 years ago, which became the first and only warranty specifically designed for Electric Vehicles, with a claims process made to work around direct-to-service models (like Tesla Service). Since, we now have thousands of XCare members in almost every state in the country. To understand what warranty term options are available for you and your driving habits, navigate to our XCare page

You’re just a few clicks away.

Take the first step toward financing or leasing your next vehicle with Xcelerate.

Loans & Financing

Financing options available for any future EV owner

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Fleet Management

Finance/Lease/Charge your EV fleet for personal, commercial, or public use

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Extended Warranty

Creators of XCare, the only EV service coverage that matters

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