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Understanding the ownership journey beyond the factory warranty.
01
Everyday Miles Add Up
Commutes and weekend trips take a bZ4X past its factory warranty faster than many owners expect.
02
After Year 3
Toyota’s coverage ends at 3 years or 36,000 miles.
03
Charging Hardware
Onboard chargers and charge ports are among the costlier EV repairs.
04
An Older EV
The bZ4X is out of production, so a plan can help with parts and repair costs as it ages.
Real Claims. Real Numbers.
Based on thousands of claims paid for EV owners.
4,979
Claims paid to date
$7,463,713
Total claims paid to date
What XCare Members Say About Claims
In their own words: XCare members on filing a claim and getting repairs paid.
Easy to work with. Both from an end user and from Tesla's end per the Supervising tech. Called XCare gave them my list of issues, scheduled appointment via app. Took vehicle in. Tesla determined faults, sent estimate and received approval same day. Tesla did repairs. Notified XCare and received corporate CC number, remaining balance due was $100. No issues.
James StarostaTesla Motors Club Members
I was unaware that the Tesla service department in Orland Park was honoring XCARE and submitting the repair claim on my behalf. I was so happy when they said, "Don't worry, we'll take care of the paperwork." I only had to pay my deductible, and they said XCare pays us fast.
Ralph P.Purchased XCare Through Dealer
I bought an XCare warranty for my Tesla. The guys were great. Buying was easy, as expected. I had no problems with claims. Had two door issues with my Model X and both times I just emailed the claims team, sent them the invoice, and they paid. I have to admit I always have some trepidation dealing with insurance companies but they were very communicative and helpful. Good product, good people, good service.
Eugene LeeTesla Motors Club Member
In my case, the overall experience was great. Tesla was willing to work with me to follow the XCare process, and XCare was able to get in touch with the Tesla Service Center directly to make the payment during service hours.
Edy T.XCare Member circa 2025
I’m so appreciative Brent helped purchasing XCare after my Tesla warranty expired with my 2017 model X because there were not too many trustworthy warranty companies unless you extend Tesla warranty at Exorbitant premium when I was shopping around. More over Brent has been helping me with claims every single time , probably more than five times and if he was not available he would connect me to other representative. No other warranty company has that kind of service I cannot thank Brent enough as he was extremely professional, didn’t mind going extra miles to help me Whether I had flat tire or mechanical issues with my Tesla . If XCare offers extended warranty after 100,000 miles I’m definitely buying it. Now that there are lots of Tesla drivers out there they should consider extended warranty and I highly recommend XCare.
Sally ChungXCare Member circa 2021
Toyota bZ4X Extended Warranty at a Glance
Keep your bZ4X covered beyond Toyota’s 3-year factory warranty, from the electronics to the battery. The short answer: what Toyota covers, what XCare adds, and what it costs.
$3,734
XCare Premium from (2024, 12,000 mi)
3 yrs / 36,000 mi
Toyota bumper-to-bumper
8 yrs / 100,000 mi
Toyota high-voltage battery
Under 100k mi
Battery included on Premium (current model year + 7)
When Is the Best Time to Buy bZ4X Coverage?
Enter your bZ4X’s details. We compare buying today with waiting, using 8,019 XCare EV claims and today’s rates.
What a bZ4X Extended Warranty Costs
XCare Premium for a 2024 Toyota bZ4X with 12,000 miles, driven 12,000 miles a year, with a $100 deductible. These are the plans our quote shows for that vehicle.
COVERAGE UNTIL
DEC 2029 or 62,000 MILES
$3,734
Term Length: 3 years and 50,000 miles
High-voltage battery included · $100 deductible or $747 today and 11 payments of $272
Explore what XCare covers, how repairs work, and what to consider before choosing a plan.
XCare PremiumCoverage follows your selected contract.
SuspensionLook beyond the drivetrain to suspension and steering protection.
Suspension and steering parts are covered unless your contract lists them as an exclusion. Tires, wheels, brake pads and rotors are not.
Air conditioningProtection for the systems that heat and cool your cabin and battery.
Heating, air conditioning and heat pump parts are covered unless your contract lists them as an exclusion.
ElectronicsScreens, modules and sensors.
Electrical parts are covered unless your contract lists them as an exclusion. Mobile and wall chargers and charging adapters are not covered.
Overall protectionPremium includes the high-voltage battery when your bZ4X qualifies, and the drive unit either way.
The battery is included when the vehicle is under 100,000 miles and no older than the current model year plus 7 at purchase. Battery & Drive Unit Only is a separate, narrower plan.
From an issue to a repair.
Start your claim before booking the repair, and get authorization before work begins.
1
Start your claim
Start the claim online or call 1-877-302-6721 before booking the repair.
Have your contract number, VIN and odometer reading ready.
2
Get the estimate reviewed
Send the repair estimate to the claims administrator.
The administrator reviews it for authorization. Repairs shouldn't start until the claim is authorized.
3
Complete the repair
Use any licensed repair shop certified to service EVs, Toyota dealers included.
The administrator pays the shop, or reimburses you, for the covered work, less your deductible.
Six things worth checking.
Keep these questions close when comparing your options.
01Is the battery included?
On Premium it is, under 100,000 miles and no older than the current model year plus 7. Many providers exclude it.
02What’s excluded?
Cosmetic defects, glass, paint, body panels, wheels, tires, brake pads and rotors, the 12-volt battery and charging equipment.
03What will I pay for a claim?
Your deductible ($0, $100 or $500, whichever you chose) once per repair visit, and none on a repeat repair of the same part.
04Where can I take my bZ4X?
Any licensed repair shop certified to service EVs.
05When does coverage start?
30 days after purchase. Anything that fails before then isn't covered.
06What if I sell it?
Sell it privately and transfer the plan to the buyer for $50 within 30 days, or cancel for a pro-rated refund, less a $50 fee and any claims paid.
What XCare Covers on Your bZ4X
Pick a system to see where it sits in your bZ4X. XCare Premium covers nearly every major system beyond your factory warranty. Cosmetic defects, glass, paint, body panels, wheels, tires and the 12-volt battery are not covered.
Battery SystemIncluded under 100,000 miles
Battery System
The high-voltage battery is included on Premium when your vehicle is under 100,000 miles and no older than the current model year plus 7 at purchase.
Drive Unit
The motors, gearboxes and inverters that power your vehicle, covered whatever its age.
Suspension & Steering
Suspension and steering parts are covered unless your contract lists them as an exclusion. Tires, wheels, brake pads and rotors are not covered.
Climate Control
Heating, air conditioning and heat pump components.
Electronics
Screens, modules and sensors. Mobile and wall chargers and charging adapters are not covered.
Roadside Assistance
24/7 roadside help, rental car and rideshare reimbursement, and trip interruption come with every Premium plan.
Why XCare
What makes us different
Here’s how XCare compares to traditional providers when it comes to coverage, flexibility, and real human support.
XCare compared with legacy providers
Features
Legacy providers
Coverage
Covers battery, drivetrain, electronics, more
Often excludes key EV parts like battery
Eligibility
Covers new & used EVs
Usually only newer vehicles
Benefits
Trip interruption, rental car, 24/7 roadside
Basic coverage, fewer extras
Towing
Up to $500 to the selling dealer or nearest qualified repair shop
Limited to authorized centers
Payment
One-time or payment plan. No subscription
Monthly or annual, non-refundable
Transferable Coverage
Included
Not included
Customer Support
Dedicated team of human EV experts
Chatbots, Call Centers
Warranty guide
Toyota bZ4X Warranty Coverage and XCare Protection
See what your bZ4X factory warranty covers, what happens when it ends, and how Toyota Platinum BEV Protection compares with XCare Premium.
Your bZ4X’s basic factory warranty lasts 3 years or 36,000 miles. Its high-voltage battery coverage lasts 8 years or 100,000 miles. Your battery can still be under warranty when you’re responsible for a failed touchscreen, suspension part, or A/C compressor.
Toyota Platinum BEV Protection and XCare Premium both offer repair coverage. They differ in what they include, where you can get a repair, and who can buy them.
Read the full guideHide the guide
What to watch on your bZ4X
Drive Unit. The front and rear motors and gearboxes.
Touchscreen & Electronics. Screens, modules and sensors.
Climate Control. Heating and cooling for the cabin and the battery.
Onboard Charger & Charge Port. Charging faults are among the costlier EV repairs.
Commutes and weekend trips take a bZ4X past its factory warranty faster than many owners expect. Onboard chargers and charge ports are among the costlier EV repairs. Older vehicles can qualify for Premium without qualifying for high-voltage battery coverage.
Toyota factory warranty on the bZ4X
Factory warranty
What it covers
When it ends
Basic
Qualifying defects across most of the vehicle
3 years or 36,000 miles, whichever comes first
Powertrain
EV control ECU and the front and rear drive systems
5 years or 60,000 miles, whichever comes first
Electric Vehicle Drive Components
Traction battery, transaxle and inverter with converter
8 years or 100,000 miles, whichever comes first
Restraints
Qualifying restraint system defects
5 years or 60,000 miles, whichever comes first
Check your warranty booklet for your dates. The warranty issued for your vehicle controls.
XCare Premium components
System
Factory component
XCare Premium
Suspension
Control arm
Included
Suspension
Shock absorber
Included
Suspension
Air suspension compressor, where equipped
Included
Steering
Steering rack
Included
Steering
Electric power steering motor
Included
Infotainment
Center touchscreen assembly
Included
Infotainment
Infotainment computer
Included
Infotainment
Instrument display, where equipped
Included
Climate
A/C compressor
Included
Climate
Cabin blower motor
Included
Charging
Onboard charger
Included
Charging
Vehicle charge port assembly
Included
Charging
Mobile connector, wall connector, and external adapters
Not included
Brakes
ABS control module
Included
Brakes
Brake pads and rotors
Not included
Doors and windows
Window regulator and motor
Included
Doors and windows
Powered liftgate motor, where equipped
Included
Propulsion
Drive unit
Included
Battery
High-voltage battery pack
Included for eligible vehicles
Battery
Low-voltage battery
Not included
Other
Tires and wheels
Not included
Other
Windshield and other vehicle glass
Not included
This table shows the XCare Premium base contract. Included means the factory part is within the plan’s scope for a qualifying failure. A failed touchscreen assembly is different from cracked glass, and a failed A/C compressor is different from an excluded hose. The agreement issued for your vehicle, including state amendments, controls.
XCare does not cover cosmetic defects. That includes paint, body panels, bumpers, door seals, weather stripping, and glass.
High voltage battery eligibility
At purchase, the vehicle must be within the current model year or the seven preceding model years, have fewer than 100,000 miles, and have a battery thermal management system. The claim must meet the contract’s battery breakdown and capacity requirements. A bZ4X can qualify for Premium without qualifying for high-voltage battery coverage.
If you only want battery and drive unit protection, ask about XCare Battery & Drive Unit Only.
Coverage start and end
Toyota Platinum BEV Protection
XCare Premium
Plan type
Toyota Vehicle Service Agreement, sold through Toyota Financial Services
Fixed-term vehicle service contract
Coverage starts
See the plan’s own terms
After the 30-day waiting period for a new contract
Coverage ends
New: 6 years or 75,000 miles up to 10 years or 150,000 miles. Used: up to 5 years or 60,000 miles
At the expiration date, mileage limit, or liability limit in the agreement, whichever comes first
Used vehicle eligibility
Current model year plus 9 prior, up to 70,000 miles, at time of used purchase
Eligible vehicles can qualify after factory coverage ends, including vehicles bought from a dealer or private seller.
High-voltage battery
Conditional, when capacity drops below 70%, per Toyota’s brochure
Included in the Premium contract price for vehicles that meet battery requirements.
The expiration mileage in an XCare quote is the odometer limit for that contract. It is separate from the mileage at which you can buy the contract and from the purchase mileage requirement for high-voltage battery coverage.
When Toyota factory coverage still applies
If Toyota’s factory warranty should pay for a repair, start with Toyota. XCare excludes costs that should be covered by a manufacturer warranty, recall, or dealer assistance program.
For example, if your bZ4X’s basic warranty has expired but its battery warranty is still active, take a qualifying battery issue to Toyota first. A failed touchscreen is a separate repair: if no Toyota warranty applies, it can be evaluated under your XCare agreement.
Should I get an XCare quote while my bZ4X is still under warranty?
If you plan to keep your bZ4X past its basic warranty, check your options while it’s newer and has fewer miles. That can mean more plan options or a lower price, depending on your quote. Buying early does not change which repairs Toyota is responsible for. Compare the XCare start and end dates with your remaining Toyota warranties so you can see how much protection extends beyond what you already have.
Repair shops and authorization
Toyota Platinum BEV Protection
XCare Premium
Toyota dealer
Toyota dealer network
Allowed, subject to claim authorization
Eligible independent EV repair shop
Toyota lists its dealer network
Allowed, subject to shop eligibility and claim authorization
Before repairs start
See the plan’s own terms
Start your claim with XCare and follow its instructions before approving repairs.
Confirm that an independent shop can diagnose and repair the specific system, especially for high-voltage work. You may be responsible for inspection or teardown charges if the repair is not covered.
Roadside assistance
Toyota Platinum BEV Protection
XCare Premium
Roadside assistance
See the plan’s own terms
Included, subject to contract limits.
How to request help
See the plan’s own terms
Follow your contract’s roadside instructions. Different limits apply to dispatched service and reimbursement for service you arrange.
XCare lists towing, portable EV charging, flat-tire changes, fluid delivery, and lockout assistance. It also provides reimbursement for qualifying meals or lodging when a covered breakdown leaves your vehicle inoperable more than 100 miles from home, subject to contract terms. A tow gets your bZ4X to a shop; the repair agreement determines whether the failed part is covered.
Cost and monthly payments
Toyota Platinum BEV Protection
XCare Premium
Plan price
See the plan’s own terms
Total quoted price for the selected term and mileage
Deductible
$0 or $100 disappearing
Amount and per-visit rules in the XCare agreement
Drive unit
See the plan’s own terms
Included in the Premium contract price.
Limits on XCare repair payments
For one breakdown, the base contract caps payment at the lowest of the vehicle’s actual cash value just before the breakdown, the equivalent J.D. Power valuation, or the repair cost calculated using national labor and parts guides.
Across the full contract, the cap is the lowest of the vehicle’s actual cash value at sale, the equivalent J.D. Power valuation, or the vehicle sale price shown in the contract, excluding tax, title, and license fees. These caps are calculated before any applicable deductible.
Paying for XCare through Affirm
Pay for XCare in full or apply to pay over time through Affirm. Affirm payments repay the purchase of a fixed-term XCare contract. Your loan payment schedule and coverage term are separate.
Affirm financing is subject to eligibility. Review the cash price, APR, payment schedule, and total amount payable. Compare plans over the same ownership period, including financing charges.
Cancellation and transfer
Toyota Platinum BEV Protection
XCare Premium
When coverage ends
See the plan’s own terms
On the effective cancellation date under the contract.
Future payments
See the plan’s own terms
Cancellation ends the service contract. If financed, check how any refund is applied and what balance remains.
Early refund
Full refund within 30 days less a $50 fee where allowed, then prorated
XCare publishes a full refund during the 30-day waiting period, subject to applicable contract and state terms.
Later refund
See the plan’s own terms
A prorated refund is available when the contract’s refund terms are met.
Selling the vehicle
Once, at no cost, to a private buyer
The contract determines eligibility, paperwork, deadlines, and any fee.
Canceling XCare does not by itself settle an Affirm balance. Confirm who receives any refund and whether anything remains due. If you want the buyer to keep coverage, check transfer eligibility before canceling.
Starting a repair claim
Start your claim online with the XCare claim form. You can also call 877-302-6721 before repairs begin. Have your contract number, current mileage, and a short description of the problem ready.
Once the shop identifies the failed part, the administrator reviews the diagnosis and estimate. Wait for authorization before approving the repair. If the repair is covered, you’re responsible for your deductible and any charges the agreement doesn’t cover.
Toyota bZ4X warranty questions
Can I buy XCare for a used bZ4X or one already out of warranty?
Yes. Eligible vehicles can qualify after factory coverage ends, including vehicles bought from a dealer or private seller. Vehicle age, mileage, title, and use restrictions apply.
Does a drop in range qualify as a battery claim?
A drop in estimated range alone doesn’t establish a covered battery breakdown. Toyota’s bZ booklets cover the traction battery below 70% of original capacity. XCare applies its own eligibility, breakdown, and capacity terms.
Can I buy XCare to cover a problem my bZ4X already has?
No. A new contract excludes breakdowns that occurred before or during its 30-day waiting period.
Does XCare pay for routine maintenance?
No. XCare excludes routine maintenance and items such as brake pads, rotors, tires, and wheels.
Does XCare cover cosmetic defects?
No. XCare does not cover cosmetic defects of any kind, including paint, body panels, bumpers, door seals, weather stripping, and glass.
Who can buy XCare Premium
Eligible new and used vehicles can qualify, including vehicles purchased from a dealer or private seller. Start with your model year and current mileage. Title and vehicle use restrictions also apply. Purchase eligibility is separate from high-voltage battery eligibility and from the mileage at which coverage ends.
Check your bZ4X coverage options
Enter your model year, model, and current mileage to see the XCare plans, coverage limits, and pricing available for your vehicle.
XCare Premium is a vehicle service contract separate from Toyota’s factory warranty and service agreements. The agreement issued for your vehicle, including applicable state amendments, governs eligibility, covered failures, exclusions, deductibles, and benefits.
Good to know
Frequently Asked Questions
Still have a question? Our team is here M–F 9AM–6PM and Sat 10AM–2PM.
What does an extended warranty for the Toyota bZ4X cover?
XCare Premium covers nearly every major system on the bZ4X, including the drive unit, and the high-voltage battery when the vehicle is under 100,000 miles and no older than the current model year plus 7 at purchase. It also covers electronics, suspension, steering and climate control, with 24/7 roadside help, rental and rideshare reimbursement and trip interruption. Cosmetic defects, glass, paint, body panels, wheels, tires and the 12-volt battery are not covered.
How much does a Toyota bZ4X extended warranty cost?
For a 2024 Toyota bZ4X with 12,000 miles and a $100 deductible, XCare Premium is $3,734 for 3 years and 50,000 miles and $3,838 for 6 years and 75,000 miles. Your price depends on the year, the miles and the plan. Pay in full, or 20% today and the rest over 11 monthly payments.
How long is the Toyota factory warranty on the bZ4X?
Toyota covers the bZ4X for 3 years or 36,000 miles bumper-to-bumper and 8 years or 100,000 miles on the high-voltage battery.
What does the Toyota battery warranty cover on the bZ4X?
Toyota covers the bZ4X’s high-voltage battery for 8 years or 100,000 miles; the warranty guide on this page shows what else that warranty includes. After that, battery repairs are yours to pay. XCare Premium covers the battery past the factory battery warranty when the bZ4X is under 100,000 miles and no older than the current model year plus 7 when you buy, and the XCare Battery & Drive Unit plan covers just the battery and drive unit.
Should I get an extended warranty on a used Toyota bZ4X?
A used bZ4X keeps whatever is left of Toyota’s factory warranty, which ends at 3 years or 36,000 miles for most parts, so check the in-service date and miles before you buy. XCare covers used bZ4Xs too, with the battery included when the car is under 100,000 miles and no older than the current model year plus 7 at purchase. Get a price with the year and miles of the car you’re looking at, so you know the cost of protecting it before you buy.
When is the best time to buy?
While the bZ4X is newer and before it reaches 100,000 miles. 79% of the EV claims filed with XCare arrive after 50,000 miles, and past 100,000 miles the battery is no longer included and the longest plan is 4 years / 50,000 miles. Use the timeline tool on this page to see your own dates.
Does XCare work alongside Toyota’s warranty?
Yes. XCare starts 30 days after purchase and runs alongside the factory warranty, not after it. While Toyota’s coverage lasts, Toyota pays for what it covers, and XCare covers eligible breakdowns it doesn’t.
Do I have to use a Toyota dealer?
No. You can use any licensed repair shop certified to service EVs, Toyota dealers included.
Can I transfer or cancel my plan?
Sell it privately and you can transfer the plan to the buyer for $50 within 30 days of the sale, with your maintenance records; plans can’t transfer through a dealer trade-in. Cancel within the first 30 days for a full refund if no claim has been paid. After that, the refund is pro-rated by the days or miles used, whichever gives the smaller refund, less a $50 fee and any claims paid.
How do I file a claim?
Start the claim online or call 1-877-302-6721 before booking the repair. Send the estimate to the claims administrator and wait for authorization. The administrator then pays the shop, or reimburses you, for the covered work, less your deductible. Keep your service records: claims and transfers can need them.
Get Your Personalized Quote
See your personalized coverage options and pricing in about 60 seconds. No commitment required.
Toyota and its model names are trademarks of their owner. XCare is an independent vehicle service contract sold by Xcelerate Auto and administered by Endurance Dealer Services and is not affiliated with or endorsed by Toyota. Coverage, exclusions, deductible and limits are set by your XCare contract.
N
NoraAI assistant · XCare EV coverage
Nora is an AI assistant and can make
mistakes. For anything to do with a claim, call
1-877-302-1715.
Get Your Coverage Quote
Battery System
Drive Unit
Suspension & Steering
Climate Control
Electronics
Roadside Assistance
