Fiat Extended Warranty

Protect Your Fiat EV Beyond the
Factory Warranty

See what a Fiat extended warranty from XCare covers and costs, with the common ownership risks and repair trends for Fiat owners.

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EV coverageFiat

Fiat Extended Warranty by Model

An XCare Fiat extended warranty picks up where the factory warranty ends. Hover a model to see inside it. Each price is for one sample vehicle, driven 12,000 miles a year, with a $100 deductible.

X-ray view

Fiat 500e Extended Warranty

2013-2019 · XCare Premium from $4,685

See 500e coverage

Why coverage matters

What Fiat EV Owners Consider

Understanding the ownership journey beyond the factory warranty.

Long-Term Ownership

Many Fiat owners keep their vehicles well beyond the factory warranty, making long-term repair planning an important part of ownership.

Typical Repair Concerns

While routine maintenance is generally low, certain high-value components can become expensive to repair as vehicles accumulate mileage.

Beyond Factory Warranty

Once factory coverage expires, unexpected repairs become the owner’s responsibility. Many owners explore coverage options before reaching that point.

Advanced EV Technology

Fiat EVs combine advanced battery systems, electronics, software, and mechanical components. Specialized coverage can help protect many of these components throughout long-term ownership.

Fiat Factory Warranty at a Glance

Fiat covers most of your EV for 4 years or 50,000 miles. What Fiat covers, and for how long. XCare runs alongside it and keeps going after it ends.

4 yrs / 50,000 mi

Fiat bumper-to-bumper

8 yrs / 100,000 mi

Fiat high-voltage battery

Up to 10 years

XCare Premium, alongside the factory warranty

Real Claims. Real Numbers.

XCare has few Fiat claims so far, so these figures cover every EV we protect, and most of those are Teslas. Claims climb once vehicles pass the factory warranty and peak between 50,000 and 70,000 miles.

Vehicle Mileage

4,979

Claims paid to date

$7,463,713

Total claims paid to date

$1,499

Average repair cost covered to date

What XCare Members Say About Claims

In their own words: XCare members on filing a claim and getting repairs paid.

Easy to work with. Both from an end user and from Tesla's end per the Supervising tech. Called XCare gave them my list of issues, scheduled appointment via app. Took vehicle in. Tesla determined faults, sent estimate and received approval same day. Tesla did repairs. Notified XCare and received corporate CC number, remaining balance due was $100. No issues.

James StarostaTesla Motors Club Members

I was unaware that the Tesla service department in Orland Park was honoring XCARE and submitting the repair claim on my behalf. I was so happy when they said, "Don't worry, we'll take care of the paperwork." I only had to pay my deductible, and they said XCare pays us fast.

Ralph P.Purchased XCare Through Dealer

I bought an XCare warranty for my Tesla. The guys were great. Buying was easy, as expected. I had no problems with claims. Had two door issues with my Model X and both times I just emailed the claims team, sent them the invoice, and they paid. I have to admit I always have some trepidation dealing with insurance companies but they were very communicative and helpful. Good product, good people, good service.

Eugene LeeTesla Motors Club Member

In my case, the overall experience was great. Tesla was willing to work with me to follow the XCare process, and XCare was able to get in touch with the Tesla Service Center directly to make the payment during service hours.

Edy T.XCare Member circa 2025

I’m so appreciative Brent helped purchasing XCare after my Tesla warranty expired with my 2017 model X because there were not too many trustworthy warranty companies unless you extend Tesla warranty at Exorbitant premium when I was shopping around. More over Brent has been helping me with claims every single time , probably more than five times and if he was not available he would connect me to other representative. No other warranty company has that kind of service I cannot thank Brent enough as he was extremely professional, didn’t mind going extra miles to help me Whether I had flat tire or mechanical issues with my Tesla . If XCare offers extended warranty after 100,000 miles I’m definitely buying it. Now that there are lots of Tesla drivers out there they should consider extended warranty and I highly recommend XCare.

Sally ChungXCare Member circa 2021

Most EV repairs come late

79% of the EV claims filed with XCare arrive after 50,000 miles, past most factory bumper-to-bumper warranties.

Typical claim mileage: 68,663 mi
After 50k miles: 79% of claims
Average repair cost covered to date: $1,499

Why XCare

What makes us different

Here’s how XCare compares to traditional providers when it comes to coverage, flexibility, and real human support.

XCare compared with legacy providers
Features		Legacy providers
Coverage	Covers battery, drivetrain, electronics, more	Often excludes key EV parts like battery
Eligibility	Covers new & used EVs	Usually only newer vehicles
Benefits	Trip interruption, rental car, 24/7 roadside	Basic coverage, fewer extras
Towing	Up to $500 to the selling dealer or nearest qualified repair shop	Limited to authorized centers
Payment	One-time or payment plan. No subscription	Monthly or annual, non-refundable
Transferable Coverage	Included	Not included
Customer Support	Dedicated team of human EV experts	Chatbots, Call Centers

Warranty guide

Fiat Warranty Coverage and XCare Protection

See what your Fiat factory warranty covers, what happens when it ends, and how Mopar Vehicle Protection compares with XCare Premium.

Your Fiat’s basic factory warranty lasts 4 years or 50,000 miles. Its high-voltage battery coverage lasts 8 years or 100,000 miles. Your battery can still be under warranty when you’re responsible for a failed touchscreen, suspension part, or A/C compressor.

Mopar Vehicle Protection and XCare Premium both offer repair coverage. They differ in what they include, where you can get a repair, and who can buy them.

Read the full guideHide the guide

Fiat factory warranty

Factory warranty	What it covers	When it ends
Basic Limited Warranty	Qualifying defects across most of the vehicle	4 years or 50,000 miles, whichever comes first
Electric Powertrain	Electric drive motor, power inverter, gearbox, onboard charger and connector	4 years or 50,000 miles, whichever comes first
High-voltage battery	Qualifying defects in the high-voltage battery	8 years or 100,000 miles, whichever comes first

Model	Years
Fiat 500e	2013-2019

Check your warranty booklet for your dates. The warranty issued for your vehicle controls.

XCare Premium components

System	Factory component	XCare Premium
Suspension	Control arm	Included
Suspension	Shock absorber	Included
Suspension	Air suspension compressor, where equipped	Included
Steering	Steering rack	Included
Steering	Electric power steering motor	Included
Infotainment	Center touchscreen assembly	Included
Infotainment	Infotainment computer	Included
Infotainment	Instrument display, where equipped	Included
Climate	A/C compressor	Included
Climate	Cabin blower motor	Included
Charging	Onboard charger	Included
Charging	Vehicle charge port assembly	Included
Charging	Mobile connector, wall connector, and external adapters	Not included
Brakes	ABS control module	Included
Brakes	Brake pads and rotors	Not included
Doors and windows	Window regulator and motor	Included
Doors and windows	Powered liftgate motor, where equipped	Included
Propulsion	Drive unit	Included
Battery	High-voltage battery pack	Included for eligible vehicles
Battery	Low-voltage battery	Not included
Other	Tires and wheels	Not included
Other	Windshield and other vehicle glass	Not included

This table shows the XCare Premium base contract. Included means the factory part is within the plan’s scope for a qualifying failure. A failed touchscreen assembly is different from cracked glass, and a failed A/C compressor is different from an excluded hose. The agreement issued for your vehicle, including state amendments, controls.

XCare does not cover cosmetic defects. That includes paint, body panels, bumpers, door seals, weather stripping, and glass.

High voltage battery eligibility

At purchase, the vehicle must be within the current model year or the seven preceding model years, have fewer than 100,000 miles, and have a battery thermal management system. The claim must meet the contract’s battery breakdown and capacity requirements. A Fiat can qualify for Premium without qualifying for high-voltage battery coverage.

If you only want battery and drive unit protection, ask about XCare Battery & Drive Unit Only.

Coverage start and end

	Mopar Vehicle Protection	XCare Premium
Plan type	Maximum Care, per 2018 sample terms	Fixed-term vehicle service contract
Coverage starts	See the plan’s own terms	After the 30-day waiting period for a new contract
Coverage ends	Up to 8 years or 125,000 miles, including factory warranty time	At the expiration date, mileage limit, or liability limit in the agreement, whichever comes first
Used vehicle eligibility	See the plan’s own terms	Eligible vehicles can qualify after factory coverage ends, including vehicles bought from a dealer or private seller.
High-voltage battery	Not covered, per 2018 sample terms	Included in the Premium contract price for vehicles that meet battery requirements.

The expiration mileage in an XCare quote is the odometer limit for that contract. It is separate from the mileage at which you can buy the contract and from the purchase mileage requirement for high-voltage battery coverage.

When Fiat factory coverage still applies

If Fiat’s factory warranty should pay for a repair, start with Fiat. XCare excludes costs that should be covered by a manufacturer warranty, recall, or dealer assistance program.

For example, if your Fiat’s basic warranty has expired but its battery warranty is still active, take a qualifying battery issue to Fiat first. A failed touchscreen is a separate repair: if no Fiat warranty applies, it can be evaluated under your XCare agreement.

Should I get an XCare quote while my Fiat is still under warranty?

If you plan to keep your Fiat past its basic warranty, check your options while it’s newer and has fewer miles. That can mean more plan options or a lower price, depending on your quote. Buying early does not change which repairs Fiat is responsible for. Compare the XCare start and end dates with your remaining Fiat warranties so you can see how much protection extends beyond what you already have.

Repair shops and authorization

	Mopar Vehicle Protection	XCare Premium
Fiat dealer	Selling dealer, or any authorized dealer	Allowed, subject to claim authorization
Eligible independent EV repair shop	See the plan’s own terms	Allowed, subject to shop eligibility and claim authorization
Before repairs start	See the plan’s own terms	Start your claim with XCare and follow its instructions before approving repairs.

Confirm that an independent shop can diagnose and repair the specific system, especially for high-voltage work. You may be responsible for inspection or teardown charges if the repair is not covered.

Roadside assistance

	Mopar Vehicle Protection	XCare Premium
Roadside assistance	See the plan’s own terms	Included, subject to contract limits.
How to request help	See the plan’s own terms	Follow your contract’s roadside instructions. Different limits apply to dispatched service and reimbursement for service you arrange.

XCare lists towing, portable EV charging, flat-tire changes, fluid delivery, and lockout assistance. It also provides reimbursement for qualifying meals or lodging when a covered breakdown leaves your vehicle inoperable more than 100 miles from home, subject to contract terms. A tow gets your Fiat to a shop; the repair agreement determines whether the failed part is covered.

Cost and monthly payments

	Mopar Vehicle Protection	XCare Premium
Plan price	See the plan’s own terms	Total quoted price for the selected term and mileage
Deductible	$100 per visit in the 2018 sample	Amount and per-visit rules in the XCare agreement
Drive unit	See the plan’s own terms	Included in the Premium contract price.

Limits on XCare repair payments

For one breakdown, the base contract caps payment at the lowest of the vehicle’s actual cash value just before the breakdown, the equivalent J.D. Power valuation, or the repair cost calculated using national labor and parts guides.

Across the full contract, the cap is the lowest of the vehicle’s actual cash value at sale, the equivalent J.D. Power valuation, or the vehicle sale price shown in the contract, excluding tax, title, and license fees. These caps are calculated before any applicable deductible.

Paying for XCare through Affirm

Pay for XCare in full or apply to pay over time through Affirm. Affirm payments repay the purchase of a fixed-term XCare contract. Your loan payment schedule and coverage term are separate.

Affirm financing is subject to eligibility. Review the cash price, APR, payment schedule, and total amount payable. Compare plans over the same ownership period, including financing charges.

Cancellation and transfer

	Mopar Vehicle Protection	XCare Premium
When coverage ends	See the plan’s own terms	On the effective cancellation date under the contract.
Future payments	See the plan’s own terms	Cancellation ends the service contract. If financed, check how any refund is applied and what balance remains.
Early refund	See the plan’s own terms	XCare publishes a full refund during the 30-day waiting period, subject to applicable contract and state terms.
Later refund	See the plan’s own terms	A prorated refund is available when the contract’s refund terms are met.
Selling the vehicle	To the first later buyer at time of sale	The contract determines eligibility, paperwork, deadlines, and any fee.

Canceling XCare does not by itself settle an Affirm balance. Confirm who receives any refund and whether anything remains due. If you want the buyer to keep coverage, check transfer eligibility before canceling.

Starting a repair claim

Start your claim online with the XCare claim form. You can also call 877-302-6721 before repairs begin. Have your contract number, current mileage, and a short description of the problem ready.

Once the shop identifies the failed part, the administrator reviews the diagnosis and estimate. Wait for authorization before approving the repair. If the repair is covered, you’re responsible for your deductible and any charges the agreement doesn’t cover.

Fiat warranty questions

Can I buy XCare for a used Fiat or one already out of warranty?

Yes. Eligible vehicles can qualify after factory coverage ends, including vehicles bought from a dealer or private seller. Vehicle age, mileage, title, and use restrictions apply.

Does a drop in range qualify as a battery claim?

A drop in estimated range alone doesn’t establish a covered battery breakdown. Fiat’s booklet says gradual capacity loss is expected and excluded. XCare applies its own eligibility, breakdown, and capacity terms.

Can I buy XCare to cover a problem my Fiat already has?

No. A new contract excludes breakdowns that occurred before or during its 30-day waiting period.

Does XCare pay for routine maintenance?

No. XCare excludes routine maintenance and items such as brake pads, rotors, tires, and wheels.

Does XCare cover cosmetic defects?

No. XCare does not cover cosmetic defects of any kind, including paint, body panels, bumpers, door seals, weather stripping, and glass.

Who can buy XCare Premium

Eligible new and used vehicles can qualify, including vehicles purchased from a dealer or private seller. Start with your model year and current mileage. Title and vehicle use restrictions also apply. Purchase eligibility is separate from high-voltage battery eligibility and from the mileage at which coverage ends.

Check your Fiat coverage options

Enter your model year, model, and current mileage to see the XCare plans, coverage limits, and pricing available for your vehicle.

Check My Fiat Coverage Options

XCare Premium is a vehicle service contract separate from Fiat’s factory warranty and service agreements. The agreement issued for your vehicle, including applicable state amendments, governs eligibility, covered failures, exclusions, deductibles, and benefits.

Good to know

Frequently Asked Questions

Still have a question? Our team is here M–F 9AM–6PM and Sat 10AM–2PM.

Call (866) 584-1307

Does XCare cover every Fiat EV?

XCare covers the 500e. Get a quote to see the plans for your exact vehicle.

What does Fiat’s factory warranty cover?

Fiat’s basic coverage lasts 4 years or 50,000 miles, and its high-voltage battery coverage lasts 8 years or 100,000 miles. Terms vary by model and year.

Can I buy XCare while my Fiat warranty is still active?

Yes. Buying earlier usually costs less and gives you longer terms. XCare runs alongside Fiat’s warranty, not after it.

Do I have to use a Fiat dealer?

No. You can use any licensed repair shop certified to service EVs, Fiat dealers included.

Is XCare the same as Mopar Vehicle Protection?

No. XCare is an independent extended service contract from Xcelerate Auto, built only for electric vehicles. It covers new and used EVs, includes the high-voltage battery when the vehicle qualifies, and can be transferred to a private buyer for $50 within 30 days of the sale.

Can I cancel?

Yes. Cancel within the first 30 days for a full refund if no claim has been paid. After that, the refund is pro-rated by the days or miles used, whichever gives the smaller refund, less a $50 fee and any claims paid.

What does the Fiat battery warranty cover?

Fiat covers the high-voltage battery on its EVs for longer than the bumper-to-bumper warranty; each model’s page shows its years and miles, and what else that warranty includes. After that, battery repairs are yours to pay. XCare Premium covers the battery on eligible models past the factory battery warranty when the vehicle is under 100,000 miles and no older than the current model year plus 7 when you buy, and the XCare Battery & Drive Unit plan covers just the battery and drive unit.

Should I get a Fiat extended warranty on a used Fiat?

A used Fiat keeps whatever is left of Fiat’s factory warranty, so check the in-service date and miles before you buy. XCare covers used Fiat EVs too. Get a price with the year and miles of the car you’re looking at, so you know the cost of protecting it before you buy.

Get Your Personalized Quote

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Fiat and its model names are trademarks of their owner. XCare is an independent vehicle service contract sold by Xcelerate Auto and administered by Endurance Dealer Services and is not affiliated with or endorsed by Fiat. Coverage, exclusions, deductible and limits are set by your XCare contract.

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